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The Sapient Investor

Treasury I-Bonds are Paying 9.62%! Thumbnail

Treasury I-Bonds are Paying 9.62%!

Treasury I-Bonds are paying 9.62% until November 1, 2022! You can only buy up to $10,000 worth each year ($20,000 for a couple), so act now to fill your 2022 order, and then in January 2023 buy another $10,000 each. It’s a slam-dunk fixed income winner!

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Should I Invest in Municipal Bonds? Thumbnail

Should I Invest in Municipal Bonds?

Tax filing season often focuses minds on tax-efficient investing. Municipal bond funds may be one way to control taxes, but they are only attractive for high tax bracket investors. This article will tell you if they are right for you.

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Why Invest in Index Funds? Thumbnail

Why Invest in Index Funds?

The objective evidence in support of investing in low-cost, passively-managed funds rather than actively managed funds is overwhelming. I review the most widely respected academic studies on the subject.

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QYLD:  Option Premiums are Not Dividends! Thumbnail

QYLD: Option Premiums are Not Dividends!

Up to a point, higher yield can imply attractive value. But really huge yields come with outsized risks. If you invest naively based on yield without understand or analyzing the risks, you can get burned. QYLD, with a yield of 10%-12%, is a case in point.

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The Backdoor Roth Thumbnail

The Backdoor Roth

Maybe you have heard of the backdoor Roth and wondered if you should consider one. This article will explain what it is and when to use it.

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